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STRESSED ABOUT HIGH MEDICAL BILLS?

Our expert team works to reduce your medical bills, managing claims and negotiating directly with insurance companies, hospitals, and billing agencies. If your bill is too high, contact us today and let us take a look to see if we can help you.

WHY TRUST US WITH YOUR CLAIM

EXPERIENCED TEAM

Our team has years of experience working with insurance companies, hospitals, and physicians. We will review your medical bills. 

QUALITY SERVICE

We start working on your case within 4-5 business days and can obtain a discount in anywhere from a few days to a few months.

PROVEN RESULTS

We have reviewed multiple claims from patients and saved them up to 70% of medical expenses from their initial bill.

4 out of 10 Americans that go to the hospital will receive a bill in the mail that they will be responsible for, even if they have insurance.

SickDay Patient Advocate program can help by working with providers to negotiate down unpaid medical bills.

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HOW IT WORKS

Whether you’re insured or not, medical bills can quickly get out of control. Our Patient Advocate program saves you money in two strategic ways: we work on your behalf to obtain discounts on high medical bills.

Medical Claims

For many, the cost of medical bills can simply be too much to bear. Many patients are left with crippling debt that can crush them. Our Patient Advocate program offers a solution for those looking to reduce the cost of medical claims.

Our Patient Advocate program works to obtain discounts for clients on their medical claims. We work on medical claims of at least $5,000 that are issued by insurance company, hospitals, physicians, collection or billing agency. 

To get you a discount on your medical claims, our team will go over all the details of the claim, checking for any billing mistakes like an overcharge. We’ll compare the amount you were charged to the average rate for your network and average out-of-network rates. If we find your rate is too high, we can reach out to the insurance company, hospital or physician and negotiate the rate down for you, or even have it replaced altogether.

Medical Payment Assistance

Unfortunately, medical care can get expensive, even if you have health insurance. A trip to the emergency room can leave you with an extremely high bill that might just be a little out of your budget. That’s where we can step in and help.

 

We offer medical payment assistance to help those that need it. We can negotiate with insurance companies, hospitals, or physicians to help bring the costs of your medical bills down, making them more affordable.

 

So, if you are anywhere in NYC, and are facing extremely high medical bills, give us a call today so we can help. 

 
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A breakdown by Single Care found that the surge in medical debt is fueled largely by hospital visits, surgeries, and diagnostic lab tests. The top ten most costly surgeries in the U.S. combine for a head-spinning $77.8 billion in expenses. In total, the U.S. spends nearly $3.5 trillion on healthcare every year. It’s no wonder nearly two-thirds of bankruptcy cases cite medical debt as the primary reason, often because health insurance wasn’t enough to cover necessary surgeries.

Consider some of the most common surgeries and their expenses:

  • Hip Replacement Surgery - $40k

  • Knee Replacement Surgery - $40k

  • Gallbladder Removal - $32k

  • Cardiac Bypass Surgery - $123k

  • Cardiac Valve Surgery - $170k

  • Cardiac Transplant Surgery - $1.382m

  • Spinal Fusion - $110k

FAQS

Why are medical bills so expensive?


A breakdown by Single Care found that the surge in medical debt is fueled largely by hospital visits, surgeries, and diagnostic lab tests. The top ten most costly surgeries in the U.S. combine for a head-spinning $77.8 billion in expenses. In total, the U.S. spends nearly $3.5 trillion on healthcare every year. It’s no wonder nearly two-thirds of bankruptcy cases cite medical debt as the primary reason, often because health insurance wasn’t enough to cover necessary surgeries. Consider some of the most common surgeries and their expenses. A joint replacement, like hip surgery replacement or knee replacement, will run around $40K. A gallbladder removal (cholecystectomy) is $32K. Serious life-saving surgeries are even pricier. Cardiac bypass surgery ($123K), cardiac valve surgery ($170K), cardiac transplant surgery ($1.382M), or spinal fusion ($110K) all can very easily put you in the kind of life-changing debt that can sink your finances for the foreseeable future, if not ruin them indefinitely.




Are there other people struggling to pay their medical expenses?


A recent survey found that many people are struggling to pay their medical bills. In fact, a staggering 41% of working-age Americans, roughly 72 million people, have medical bill problems or are paying off medical debt (up from 34% in 2005). The whole of U.S. medical debt (the amount of money individuals owe to cover medical procedures) is unknown, but a study by Credit Karma found that the 20 million Americans surveyed had a combined $45 billion in medical debt, an average of $2,250 per person.




What types of medical claims can you work on?


We can work on any type of medical claims of at least $5000 (hospitals, doctors, specialists) either issued directly by the insurance companies, hospitals, physicians, billing agency or collection agency.




How do you obtain discounts on medical claims?


Our experts will review your claim in detail to identify any possible billing mistakes and amounts overcharged. We are able to benchmark the claims compared to the Medicare rate, the average in-network rate, and the average out of network rate in your area. Based on multiple factors such as the type of provider, the type of claim, and date of service, we will either attempt to negotiate directly with the provider or reprice your claim thanks to networks we have access to.




Can you help to schedule a visit/procedure for a better rate?


Yes. If you have an upcoming procedure that is either not covered or covered only partially by your insurance, we can find a medical provider that’s part of our care network to which you may not have access. You can also choose a provider yourself and we can tell you if the provider is part of our network. In such cases, the provider will then charge an in-network rate, which is usually much cheaper than the out-of-network rate. As a matter of fact, our network achieves a 52% average discount nationwide. If the provider is not part of one of our networks, we can attempt to negotiate a better rate for you.




Can you obtain a payment plan?


Each case is different, but we can ask for a payment plan whenever we negotiate directly with a provider or a billing agency.




I have already paid my medical invoice. Can you still negotiate it?


Unfortunately, we cannot obtain discounts on medical claims that have already been paid. However, we can attempt to obtain a discount on any possible unpaid balance.




I don’t have insurance. Can I use your services?


Yes. Our services are made to assist patients that are responsible for the payment of an entire medical claim or partially responsible. It could be the case that a patient saw or wants to see a provider out of network and is partially covered for a claim or doesn’t have any insurance.




How long does it take?


We apply a no discount, no fee policy. At first, we will charge your card for an amount from $150 depending on the size of the claim. Whenever we negotiate a claim directly with the provider, we charge a 25% commission fee. Whenever we use a network to reprice your claim, we charge a 35% commission fee. We deduct the initial payment made by card from the commission fee. Should we not be able to obtain a discount, we will reimburse you the amount initially paid by card.





Stop allowing your medical finances to be controlled by an industry that doesn’t have your best interest at heart. Avoid the devastating statistics of medical debt by giving Sickday Patient Advocate the opportunity to save you up to 70% on your medical bills.

If you have unpaid medical bills or current medical claims not moving forward, then turn to Sickday Patient Advocate. We proudly assist clients in the New York City area with medical debt relief.

Contact us to review your claim.